Empowering Seniors with Comprehensive Coverage

• Part A: Hospital Insurance
• Part B: Medical Insurance
• Part C: Medicare Advantage Plans (an alternative to Original Medicare, offered by private companies)
• Part D: Prescription Drug Coverage

Original Medicare includes Part A and Part B. Medicare Advantage (Part C) is an alternative that includes Parts A and B and often additional benefits like vision, dental, and prescription drug coverage, offered by private insurance companies.

You can enroll in Medicare during your Initial Enrollment Period, which starts three months before you turn 65 and ends three months after your birthday month. There are also Special Enrollment Periods for certain situations and the Annual Enrollment Period from October 15 to December 7.

If you’re still working and have insurance through your employer, you may not need to enroll in Medicare right away. You can enroll later during a Special Enrollment Period without a penalty.

Yes, you can change your Medicare plan during the Annual Enrollment Period (October 15 to December 7) or during a Special Enrollment Period if you qualify due to certain life events.

Medigap, or Medicare Supplement Insurance, is a policy you can buy from a private company to help pay some of the healthcare costs that Original Medicare doesn’t cover, such as copayments, coinsurance, and deductibles.

Consider your healthcare needs, preferred doctors, medications, budget, and whether you want additional benefits like vision or dental coverage.

Our expert advisors are available to guide you through the selection process via chat or call, ensuring you understand the coverage and pricing before enrolling.